An overview of the collections process

1.    Receipt and review of your files.

2.    Demand letter. I send a letter to your debtor demanding payment.  If the debtor responds to the letter, we work with you to see if you want to discount the debt and to set up a payment schedule.

3.    Lawsuit. If the debtor does not respond, I seek your permission to file a lawsuit. Once suit is filed, I move quickly to obtain a judgment in your favor before trial. Although rare, if trial becomes necessary, I vigorously defend your right to collect payment.

4.   Judgment. A judgment gives us the opportunity to get the debtor’s attention. I attach liens on the debtor’s real estate and move to file wage garnishments to secure payment on the debt. These garnishments take money from the debtor’s bank account, paychecks and any other sources of income. If I cannot locate a debtor’s place of employment, I can force the debtor to appear in court for a post-judgment deposition and to testify about the finances.  

5.    Jail. If the debtor fails to appear at the deposition, I can have the debtor jailed for contempt of court. I usually reach out to the debtor before this becomes necessary, but if the person continues to refuse to pay what he owes, I have no problem with sending him to jail. 

Experienced attorneys. Proven results.

Call the Law Office of Kim M. Pettit today at 210-558-4572 or contact me online to put an end to your debtors’ excuses and make them pay what they owe. 

In addition to providing litigation services, I also review my clients’ current contracts to eliminate potential issues that may arise in the future. By fighting for you today and protecting you for the future, I make sure you get the results you deserve.