How will a divorce affect my life?
When you get a divorce, things change. Your life changes. Your priorities change. Your financial situation changes. It seems as if your whole world has changed. The person who used to be your spouse is no longer there. Now, when you roll over in bed, there is no warmth or scent or touch of the person who used to be next to you. There is only an empty spot that is as cold as the other side of the pillow. You wonder what happened. How could you not have seen it coming? Is there anything you could have said or done? Can you go back to the way things used to be? Will you ever find someone else? Will you ever marry again?
If you are a parent, how will you explain to the children that Mommy or Daddy doesn’t live there anymore? Will they understand? When will your former spouse be able to see the children? Can you reach an agreement about child custody and visitation? Will the grandparents be able to visit with their grandchildren? What happens if you or your former spouse gets a new boy friend or girl friend? What happens if he or she remarries? How will that affect you and the children?
Divorce has financial consequences. Will you be able to afford your rent, mortgage, or car payment? Will there be enough money to buy food and clothes and to pay your credit cards and other expenses? Will you have to get another job? How will you provide for the children? Are you going to have to cut back on something? How can you balance taking care of your children and work? Who will take the children to their school events and activities? Will you be able to receive or have to pay child support, spousal support or alimony? Can you afford after-school child care or day care? What about health insurance for you and the children?
Your retirement planning changes. It may take longer to retire, if you can afford to retire at all. Can you get a part of your spouse’s retirement? Does divorce affect your social security? Will there be any tax consequences if you get divorced? You should always talk with a competent tax adviser about any possible tax consequences because of your divorce. You may need to revise your will to reflect the change in your family status.
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